We've approved 80% of all business loan and overdraft requests.
Find out how we can help your business >
With a network of corporate offices across the UK and the world, you can rest assured that we are not only nearby when you need us, but we also have the local knowledge to help your company’s success.
Actionable Insight from the world of financeVisit the website.
Whatever your business goals and ambitions, we are committed to developing a strong working relationship with you and providing you financial solutions, based on understanding your needs.
Terms and Conditions for Products & Services
Our team of economic research experts provide in-depth analysis and reports on topical economic, financial and industry issues.
More information on Lloyds TSB online services
More information on Bank of Scotland online services
On 25th April 2012, Lloyds TSB Bank plc launched a £1.4bn five year bond under the NLGS, which was sold to institutional investors in the UK, Europe and Asia.
The £20 billion NLGS was launched on 20th March 2012 by the government as part of wider credit easing measures and focuses on supporting UK SMEs by reducing the interest rate of bank loans by 1%.
As a major lender to UK businesses, Lloyds TSB Bank plc is a key participant in the scheme. Banks involved can issue senior debt guaranteed by the UK government and pass this funding benefit on to eligible customers with a turnover of up to £50m.
Lloyds TSB Bank plc is the second bank to issue debt for the purposes of the NLGS, and other eligible institutions are expected to follow in the near term.
The debt issuance was the culmination of a number of months work by colleagues from across the Group. Colleagues from Commercial, Wholesale and Group Corporate Treasury negotiated the Bank’s involvement in the Scheme. The transaction is not only an indication of Lloyds Banking Group’s ongoing commitment to backing growth in UK businesses, but also of the Bank’s Group Corporate Treasury and Capital Markets divisions’ ability to structure and distribute the issue.
Learn more about the scheme.
Learn more about the Capital Markets team:
The Capital Markets team at Lloyds Bank Wholesale Banking & Markets is responsible for providing debt financing, capital risk management products and solutions for corporates, financial institutions and the public sector.
Specifically, the Financial Institutions Debt Capital Markets team provides debt solutions to financial institutions customers, including Lloyds Banking Group itself.
The team supports clients in the issuance of public sterling and euro bonds, US private placements and medium term notes (MTNs); offering access to long-term funding, capital and liability management solutions and helping businesses diversify their sources of financing to complement bank financing.