• Product Experts

    Whatever your business goals and ambitions, we are committed to developing a strong working relationship with you and providing you financial solutions, based on understanding your needs.


  • Simon AlloccaSimon Allocca

    Head of Loan Markets

    Simon joined Lloyds Banking Group in September 2010 from BNP Paribas where he was a Managing Director running the origination teams across Europe within their Loan Syndication and Trading team.  

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    ian-brown-teamIan Brown

    Head of Acquisition Finance Origination

    Ian Brown is a Managing Director and Head of Acquisition Finance Origination at Lloyds Banking Group, leading a team of more than 60 origination professionals. This team provides senior, mezzanine and high yield financing for private equity transactions of all sizes across the UK and continental Europe. He joined Lloyds Banking Group in 2006 as part of an initiative to build out the bank’s leveraged finance underwriting business, which is now a prominent player in its chosen markets.  

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    Darryl EalesDarryl Eales

    Managing Director, LDC

    Darryl has been Chief Executive of LDC since 2003. Over its 29 year history, LDC has built an excellent track record based on a strong UK regional network, proprietary deal origination, proactive post investment operational value add and a clear investment philosophy which focuses on backing outstanding management teams.  

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    Robert Garwood Robert Garwood

    Director of FX Sales

    Robert leads the Bank’s team of FX specialists, providing FX coverage to corporate and financial institution clients. Part of his remit also includes spearheading the development of the Bank’s online FX offering.  

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    anders-enrikson-teamAnders Henrikson

    Managing Director & Head of FX Product, Financial Markets

    Anders joined Lloyds in January 2008 to head Foreign Exchange Options Trading. In March 2013 he was appointed Head of FX Product, responsible for leading and developing Lloyds’ FX business and support distribution across client segments and geographies.  

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    Cris Kinrade - ThumbnailCris Kinrade

    Head of Counterparty Exposure Management, Exotics & Structured Investment Products

    Cris joined Lloyds in December 2011 to head Counterparty Exposure Management (CEM), Exotics and Structured Investment Products (SIPs). In this role, Cris will manage the Credit Valuation Adjustment (CVA) pool, develop Lloyds’ MTN and exotic product offering and manage the unsecured funding requirements for derivatives.  

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    Matthew LawrenceMatthew Lawrence

    Managing Director, Mid & SME Financial Markets

    Matthew Lawrence has responsibility for delivering financial markets solutions to the commercial clients of Lloyds Banking Group. Prior to this, Matthew was the Head of High Volume Sales, HBOS Treasury responsible for derivative sales to Commercial, Retail and Real Estate clients.  

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    Richard Moore - MEDIUMRichard Moore

    Managing Director - Financial Markets

    Richard’s career spans 25 years in the financial services industry, including a range of senior international roles across the foreign exchange and fixed income divisions at Citigroup from 1986 to 2008.  

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    Farouk RamzanFarouk Ramzan

    Head of Corporate Debt Capital Markets

    Farouk began his career in 1990 at Kleinwort Benson’s International Corporate Finance division. Following two years in the International Structured Products Group, marketing tax-based financing structures (1993-1995), Farouk joined Global Debt Origination at Dresdner Kleinwort, originating bonds for corporates and financials in the UK and USA.  

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    John salter thumbJohn Salter

    Cash Management and Payments Director, Transaction Banking

    John has over 20 years of banking experience obtained working with tier 1 organisations such as Deutsche Bank - this covers areas such as Sales & RM management, product management, network management including running large sales teams with International responsibilities.  

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    Andrew Willett Andrew Willett

    Managing Director, Head of Risk Management & Product Solutions

    Andrew joined Lloyds in 2002 having previously been at Sumitomo Mitsui Banking Corp where he held a variety of financial markets and corporate banking roles in London and Tokyo.  

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    Andrew Edwards thumbnailAndrew Edwards

    Managing Director, Portfolio Management

    Andrew joined Lloyds Banking Group in July 2012 as Head of Portfolio Management, and has responsibility for managing the core lending portfolio.  

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    dave-wills-teamDave Wills

    Head of Sales, Cardnet

    Dave was appointed Head of Merchant Services in September 2011 and is responsible for the Sales and Relationship Management Division, Strategy, Planning, Product Management and Proposition Development. Merchants Services sits within Transaction Banking.  

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    clive-jones-teamClive Jones

    Money Markets Director

    Clive joined Lloyds Bank in 1977 working in the branch network. He transferred to Treasury Division in 1986 and, after a period in the back office and with the position clerks, moved to the front office to trade spot foreign exchange.  

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