Phil leads the Structuring team, which is based within Sales and strongly client focussed. The team designs both asset and liability solutions and contains product specialists across rates, FX, commodities and credit.
Phil joined Lloyds Banking Group from RBS in 2010 where he was responsible for Rates Structuring, prior to which he was a rates exotics trader for ABN AMRO, a Quantitative Analyst and a Statistician in Industry. Phil has a PhD in mathematical analysis and was a university lecturer prior to joining ABN.