Cash management

Cash management to maximise your working cash

We provide a range of banking solutions to support your liquidity and investment needs, from payments to international banking, you’ll be pleased to see that we have it covered. Our online services can help you improve the way you manage funds and make payments, while maintaining your records and importing data directly into your company’s own accounting system.

Payment solutions

Our sterling and currency payments solutions are flexible, cost-effective and can help you streamline your payment processes. Whether you are making payments, be they single or bulk, or receiving payments, our payments solution can help you process regular payments more quickly, easily and economically. With high levels of built-in security, we can support a range of payment types, including BACS, CHAPS and other international payments.

SEPA Direct Debit 

Our SEPA Direct Debit (SDD) scheme is a new European direct debit scheme for both national and cross-border euro collections and is expected over time to replace the many different euro direct debit schemes across Europe. It is part of the European Commission's SEPA vision alongside SEPA Credit Transfer, the SEPA Cards Framework and the Payments Services Directive. It will enable users to centralise Euro funds into one bank and improve their cashflow management. It also reduces operating costs, payment delays and inefficiencies, as well as allowing payment completion within a predetermined cycle. We offer our customers the ability to have collections debited from their accounts and for the ability to originate SDD collections themselves as a Creditor.

Cash sales

Working alongside our Relationship Directors, we have dedicated product specialists in cash solutions. By understanding your organisation’s cash supply needs, our specialists can devise the best solutions to help you drive down costs and improve efficiency.

Through our relationship with a secure carrier company, we offer access to a nationwide cash centre network. In addition, we have over 2000 branches which provide local access to a supply of cash over the counter or for cash deposits.

_{All applications for our products and services are subject to eligibility criteria.}